Soooo, the pictures didn't turn out very well since my camera isn't very good at taking night pictures, but it really looked neat. You'll have to take my word for it. I have always loved Christmas lights. I always put WAY more than I need to on my tree because I enjoy the way they look. It just makes me happy. Many times when we have camped, we have seen people with lights up in the trees or on their shelter and this time I actually remembered to take some. It didn't take any time at all to hang them and then at night they just looked so neat. Jeff laughs at me because I am such a girl and little things like this make me smile ear to ear.
We had originally planned to go to a new state park that we had never been to. Colorado Bend. Then we found out that Jeffrey and Natalee had soccer games on Saturday, and with Colorado Bend being more than an hour away, we decided just to go down to McKinney Falls. Jeff and I camped there in January one weekend that we didn't have the kids. It's a really neat place. And apparently all of Austin knows this too. I drove down on Thursday afternoon after seeing Michael get safely home (that a whole other story). When I got there the attendant told me that they were booked up for the weekend. We could take our chances and stay Thursday night and hope someone cancelled, but that was just not worth it. So, off I went on the tollway to Georgetown to our old faithful campground at Jim Hogg Park. Surprisingly, we got a great campsite and no one even camped remotely near us. We expected that on Friday night there would be tons of people coming in to camp since the weather was so nice, but that didn't happen. Audrey and her friend Katie were REALLY disappointed that there were no cute boys...lol. We had a great time though.
Jeff is really tense right now. We have done really well and have been able to completely support ourselves since we lost our jobs (with the help of unemployment of course), but things are beginning to look bleak. I don't know if we can afford to pay our mortgage this month. I think we can swing everything else. We really debated paying it last month with all this so called mortgage help people are supposed to be getting, but we really don't want to screw up our credit that way. This month though, we may have no choice.
We did call our mortgage company in January and let them know what was going on, and please excuse me if I've already told this story. Our mortgage company is Countrywide. I repeat, Countrywide. They have been bailed out by the government already. We wanted to know if they had any programs for people like us, such as maybe deferring a payment to the end of the term or something like that. You know what they told us? No. There was no help for us at all. WTF! I'm sorry, I don't usually use that kind of language, but are you freaking serious? The government bails your butt out because you screwed up, and here we are honest hard working people who have fallen on hard times and YOU CAN'T HELP?
Jeff and I are not in the group of people who bought more house than they could afford. Yes, we do have a huge house, but we did not pay a fortune for it. The bank qualified us for ALOT more than we spent. We knew what we could afford and we found an amazing deal. I bet if we quit paying our mortgage they will find some way to help us, but as per usual, big business just doesn't care about the little guy. Obama ain't gonna pay our mortgage as some people seem to think he will. Sigh. I am just riding the wave and watching to see what will happen next. I hope it gets better soon.
I have a job for the summer that pays well and I really hope that Jeff can find something soon. He's going nuts with feeling like he isn't providing. He's doing everything he can, but it just isn't happening. Ohhhh to find him a nice Monday through Friday job with regular hours. Is that too much to ask? Ya'll keep your eyes peeled and let me know if you hear of anything. We'll take all the help we can get.
On a quick sidenote...our cats are so entertaining. Right now they are laying on the dining room table, the two of them laying exactly opposite of eachother making the shape of a heart. Heads bowed together and feet touching. SOOOO cute!
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2 comments:
check your email for a link i sent you for countrywide for people in financial hardship. hopefully this will be more helpful than who you spoke with.
denise
I listen to Dave Ramsey a lot - you should check him out. One of the things he says that I think is great common sense is to prioritize your expenses: Ie. Food and Shelter come first - electricity, water etc. Then come your other bills. Credit card debts come last. In other words, make sure that you can eat and keep the lights on, then pay your mortgage. If you have credit cards DO NOT pay them at all. If you don't pay your mortgage, they can take away your house. If you don't pay your credit card bills, they can just gripe at you, but you don't have any collateral on most credit card debt.
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